General questions

Before you buy a flat, you must enquire whether the property is legally hassle-free or not. The best way to guarantee title is that builder should purchase the land from the landowner(s) and then start construction. Often, small and local builders enter into Joint Development Agreement with the landowners. This process has numerous legal flaws, which are mostly unintentional. Ask for documents such as Commencement Certificate and Intimation of Disapproval. If the property is still under construction, you can ask for the plan of the project and approval of drawings.

The actual price of the property would include the cost of utilities such as parking space, water supply, electricity, and various other taxes. It might also include any legal and registration charges. Most of the times, builders add extra charges for any of these utilities during possession of the property.

You may ask the builders about the details of the projects they have completed in the past. How much time have they taken to complete them? Ask them whether they have received completion and occupancy certification for those completed projects or not. In case of big and reputed builders like the Unimark group, you can easily check the details on their website. You will also find the details of Unimark projects (both completed and upcoming) on the website. This will help you get a fair idea about the projects. To get more details on Amayra Projects, please visit

You can always demand from the builder to show you a sample flat or property. This will help you get an idea about how your property or flat will look. You can also check the quality of the construction.

As a buyer, you must be aware of the date and day when the property will be handed over to you.

Other questions

“A buyer can check the construction quality by looking at the paint and plastering on the walls, installation of tiles on the floors and walls, water fixtures, sanitary installations, doors and windows etc. He should check all these things before buying.

Legally, the actual area owned by the individual is the basis for calculation of maintenance charge.

The valuation process evaluates the market value of the property. Demand and supply forces operating in the market, as well as other factors like type of property, quality of construction, its location, the local infrastructure available, maintenance, are all taken into consideration before the market value is decided.

Stamp duty is based on the market value or the agreement value of the property, whichever is greater.

Typically, if a real estate agent is asked to judge the value of a piece of property, he would do so based on information of recent sales or purchases of similar properties in that area.

Though this may give a fair idea of the property’s market value, an official property valuation would carry more weight. E.g. if you need to use this piece of property as a security against a loan, the bank’s loan approval process would be faster and smoother if the property is certified by an official valuer. Many banks now insist on valuation certificates before issuing loans using properties as security. The value thus certified may also have chances of getting a higher amount of loan sanctioned.